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Bow Valley Private
Wealth Management

Independent Financial Planning Practice 

In the Heart of the Canadian Rockies.

​Inspiring Goal-Based Financial Freedom

© Huyer Perspectives Photography

Our Services

Financial Planning

Comprehensive, goal-based financial plans built using state-of-the-art software to help clients.

Investment Planning

Tailored investment strategies and disciplined asset allocation designed to grow and protect your wealth with confidence.

Retirement Planning

Personalized retirement strategies that answer when you can retire, how much you can spend, and maintain financial confidence.

Tax and Estate Planning

Integrated tax and estate strategies focused on preserving wealth, minimizing taxes, and ensuring your legacy transfers efficiently

Risk Management & Insurance

Strategic insurance solutions designed to protect you, your family, and your business from life’s unexpected events.

Cash Flow Management, Debt Planning, Lending & Mortgages

Clear cash-flow and debt strategies to manage income, reduce stress, and optimize borrowing.

Corporate Financial Solutions

Comprehensive planning for business owners, including tax-efficient investing, succession planning, key-person protection

Group Benefits & Group Retirement Plans

Cost-effective group benefit and retirement solutions that support employee well-being while adding value to your business.

Travel & Expedition Insurance

Whether you’re planning a getaway or an expedition, comprehensive coverage designed to protect you wherever life takes you.

About Us

At Bow Valley Private Wealth Management, our focus is simple: helping individuals, families, and business owners gain clarity, confidence, and control over their financial lives.

The firm is led by Sylwester “Sly” Kulczynski, President & CEO and Senior Financial Advisor, who brings nearly two decades of experience in financial consulting and strategic planning. Together with a dedicated team of professionals, Bow Valley Private Wealth Management delivers comprehensive, goal-based financial planning that integrates retirement planning, estate and tax strategies, wealth preservation, and risk management.

Serving clients across Alberta, British Columbia, and Ontario, we collaborate closely with trusted partners—such as accountants and lawyers—to provide coordinated, thoughtful financial solutions. Every plan is personalized, because no two clients, families, or businesses are the same.

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In Partnership With

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Testimonials

I sleep better at night knowing that my money is working for me and my future is secure. Beyond receiving excellent service, and good returns for many years, I am deeply grateful to Sly and Bow Valley Private Wealth Management for being immensely helpful and supportive navigating the recent death of my husband. When I was not able to even think clearly, Sly was responsive, proactive, present, caring and kind even in off hours. It truly made this unthinkable experience bearable, knowing that my financial security was being well looked after. This level of care is truly exceptional. I would not hesitate to recommend Sly and Bow Valley Private Wealth Management, in fact my immediate and extended family are already happy clients.

Kate Tooke, Client, Vernon, BC

Testimonials

We have been working with Sly for 5+ years now and it was the best decision we’ve ever made for our financial health and retirement planning.  His wealth of knowledge and transparent communication style has instilled us with confidence.  We know our future planning is solid and his overview of long term financial strategy assures us that we are in good hands!

Laurie and Bob Brown, Clients, Stony Plain, AB

Testimonials

Bow Valley Private Wealth Management made estate planning surprisingly easy and stress-free, clearly explaining everything and creating personalized documents that perfectly fit our family’s needs. Their responsive, caring approach gave us complete peace of mind - I highly recommend them!

Andrew Roberts, Client, Canmore, AB

Testimonials

We have worked with Sly for 7 years and really value his steady guidance. He has helped us build the right financial plan for different seasons of life, including growing kids, lifestyle changes, and work, while supporting us with tax strategy and retirement planning. His regular check-ins and advice through changing economic times have helped us feel more organized, more strategic, and confident that we are on track for our future goals. He is also consistently available when questions come up.

Jodie and David Campbell, Foothills, AB

Testimonials

Bow Valley Private Wealth Management made estate planning surprisingly easy and stress-free, clearly explaining everything and creating personalized documents that perfectly fit our family’s needs. Their responsive, caring approach gave us complete peace of mind - I highly recommend them!

Andrew Roberts, Client, Canmore, AB

We have been working with Sly for 5+ years now and it was the best decision we’ve ever made for our financial health and retirement planning.  His wealth of knowledge and transparent communication style has instilled us with confidence.  We know our future planning is solid and his overview of long term financial strategy assures us that we are in good hands!

Laurie and Bob Brown, Clients, Stony Plain, AB

I sleep better at night knowing that my money is working for me and my future is secure. 

 

Beyond receiving excellent service, and good returns for many years, I am deeply grateful to Sly and Bow Valley Private Wealth Management for being immensely helpful and supportive navigating the recent death of my husband. When I was not able to even think clearly, Sly was responsive, proactive, present, caring and kind even in off hours. It truly made this unthinkable experience bearable, knowing that my financial security was being well looked after. This level of care is truly exceptional. 

 

I would not hesitate to recommend Sly and Bow Valley Private Wealth Management, in fact my immediate and extended family are already happy clients. 

Kate Tooke, Client, Vernon, BC

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Get in Touch

Have a question or need assistance? Feel free to reach out to us through the contact form below. We'll get back to you as soon as possible.

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Discover What Strategic Financial Planning Can Do for You.

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