RISK MANAGEMENT & INSURANCE
At Bow Valley Private Wealth Management, risk management is a critical part of a well-built financial plan. As an independent insurance broker, we have access to a wide range of insurance providers across Canada, allowing us to compare options and recommend the most appropriate coverage at a competitive cost—always based on your needs, not tied to a single insurer.
Our independence ensures that clients receive the right product, with the right structure, at the right price.
We provide comprehensive risk management analysis for both individuals and business owners, helping identify potential financial risks and designing insurance strategies that protect what matters most.
Personal Insurance Solutions
For individuals and families, we offer personalized insurance planning that may include:
Term life insurance
Permanent life insurance
Critical illness insurance
Disability insurance
Long-term care insurance
Each recommendation is based on your financial goals, family situation, cash flow, and stage of life—ensuring coverage is appropriate, efficient, and sustainable over time.
Corporate Insurance & Business Risk Solutions
For business owners and corporations, we provide specialized insurance strategies designed to protect both the business and its stakeholders, including:
Buy-sell agreement funding for partner buyouts
Key-person (key-man) insurance
Business overhead insurance
Insured retirement programs
Corporate disability insurance
Corporate critical illness insurance
Group health and dental insurance plans
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Corporate Insurance & Business Risk Solutions
For business owners and corporations, we provide specialized insurance strategies designed to protect both the business and its stakeholders, including:
Buy-sell agreement funding for partner buyouts
Key-person (key-man) insurance
Business overhead insurance
Insured retirement programs
Corporate disability insurance
Corporate critical illness insurance
Group health and dental insurance plans
These solutions help safeguard business continuity, protect shareholder value, and support long-term succession and retirement planning.
Our role is to simplify complex insurance decisions, coordinate coverage with your broader financial plan, and ensure that your personal and corporate risks are properly addressed. Insurance is not about buying more- it’s about buying what you need, structured the right way, and reviewed as your life or business evolves.
Insurance Partners
Ready to protect your family or business with confidence?
Insurance should provide clarity and confidence - not uncertainty. A personalized insurance review and quote helps determine the right level of coverage for your family or business, ensuring protection is aligned with your needs, objectives, and budget.