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Stacked Stone Tower

CORPORATE FINANCIAL SOLUTIONS

Bow Valley Private Wealth Management continues to grow its professional network and looks forward to adding additional accounting and legal partners, including estate and business lawyers, to further strengthen the services available to our clients.

If you are a professional interested in collaboration — or a client who values integrated advice — we welcome the opportunity to connect.

Tax-Efficient Corporate Investing

We specialize in tax-efficient investment strategies inside the corporation, including the use of corporate-class portfolios and funds. These structures offer several key advantages:

  • Improved tax efficiency by minimizing taxable distributions

  • The ability to generate a return of capital income, allowing for tax-deferred cash flow inside the corporation

  • Flexibility to design income strategies in the future, including tax-efficient retirement income

  • Customized portfolio construction based on the corporation’s objectives, investment risk tolerance, and time horizon

Corporate-class investing can be a powerful tool for long-term growth, cash management, and future income planning when structured properly and aligned with your broader financial strategy.

Corporate Risk Management & Insurance

Protecting the value of your business is essential. We help business owners identify and manage risk through comprehensive corporate insurance planning, including:

  • Buy-sell agreement funding for partner or shareholder buyouts

  • Key-person (key-man) insurance

  • Business overhead insurance

  • Insured retirement programs

  • Corporate disability insurance

  • Corporate critical illness insurance

  • Executive disability and critical illness insurance planning

    These strategies are designed to protect business continuity, shareholder value, and personal financial security in the event of illness, disability, or unexpected loss.

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Business Succession Planning

Planning for the future of your business requires clarity, structure, and foresight. Whether you are preparing for retirement, an eventual sale, or ensuring continuity in the event of unforeseen circumstances, we help business owners plan with confidence.

Our succession planning services include:

  • Succession roadmaps and transition strategies

  • Tax-efficient exit planning

  • Shareholder and partnership agreement support

  • Business valuation coordination

  • Intergenerational wealth and business transfer planning

Our goal is to protect your legacy, reduce uncertainty, and ensure your business continues to thrive beyond transition.

Group Benefits & Group Retirement Plans

Attracting and retaining top talent requires competitive, well-designed employee benefits. We help businesses implement customized and scalable group solutions, including:

  • Health and dental insurance plans

  • Life and disability coverage

  • Employee Assistance Programs (EAPs)

  • Health Spending Accounts (HSAs)

  • Wellness programs

  • Group RRSPs

  • Group TFSAs

  • Group non-registered savings plans

We partner with leading insurance providers to deliver cost-effective solutions that support employee well-being while aligning with your business objectives.

Strategic financial solutions for your business - designed with purpose

From tax-efficient corporate investing and risk management to succession planning and group benefits, we help business owners structure their finances with clarity and intention. Our coordinated approach ensures your corporate strategy supports growth today while preparing for income, protection, and transition in the future.

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